Bitcoin (BTC) has dropped below $95,000, falling to a low of $92,911 amid rising bond yields and economic uncertainty, while Ethereum (ETH) shows resilience, trading around $3,300. The SEC's outgoing chair, Gary Gensler, emphasizes the need for better regulation in the crypto market as he prepares to step down, with pro-crypto Paul Atkins nominated to succeed him. Analysts suggest BTC's decline may be temporary, potentially setting the stage for a rally coinciding with Donald Trump's inauguration.